Products & Services

At Guilford Financial Group, Inc., Wayne and Scott's investment philosophy involves determining each client's risk tolerance and then selecting appropriate investments.   Determining the risk tolerance of clients involves spending time getting to know them.  They find out their goals, hesitations, and fears to help discover what their risk tolerance is.  They also take into account factors such as age, income level, total net worth, and investment time horizons. 

Wayne and Scott then evaluate investments that best fit the needs of their clients.  They do this through in-depth research and analysis of information from many sources.  Once an investment profile you feel comfortable with has been created, Wayne and Scott will monitor your account on an ongoing basis.  You will receive periodic statements and will be notified of any activity in your account.  They will keep your investment goals in mind and monitor your asset mix, making recommendations for change when appropriate.   

Investing:

• Fee-based money management
• Investment review
• Asset allocation models

Insurance:

• Screening and selection of Life, Disability, and Long-Term Health Care
  
• Insurance needs modeling and projections
• Medicare

Estate Planning:

• Helping coordinate trusts, strategies, and insurance

Retirement Planning:

• Retirement modeling and projections
• comprehensive financial planning
• Social Security planning

Business: 

• Pension plan asset management
• Employee benefits coordination
• Buy-sell and other owner issues
  

Wayne and Scott offer knowledge and experience with the services listed above.  In addition, they would be happy to meet with any of your family, friends, or colleagues who need help in any of these areas. 

^{*Securities offered through Royal Alliance Associates, Inc., Member FINRA/SIPC}.